How To Understand Your Credit Report
If you’ve ever applied for a secured loan, you’ll know that the company you are applying with will run a credit check on you to help them decide whether to lend to you, or not.
5 Ways To Improve Your Credit Rating – And Why
Have you ever applied for a loan, phone contract or other financial agreement and been turned down because of problems with your credit history?
Unfair Payday Loan Charges Capped – But Remain ‘Risky’
People seeking easily accessible loans in theory will have more protection over spiralling charges on their Payday Loans from January. The Financial Conduct Authority (FCA) has announced a cap on interest and fees, default charges and a total cap that means people will not have to pay back more than double what they initially borrowed.
Better Alternatives To Payday Loans
The fridge has packed up; the vacuum cleaner has died; your car must have new tyres – and you need to raise money, and quick. You’re fortunate to have the choice of many options, as long as you’re aware that not all ways methods of borrowing are equal. Payday Loans in particular are – rightly – having a lot of bad press at the moment, though the fact remains that everyone struggles sometime and easy access to a loan is a lifeline in some circumstances.
5 Family Emergencies And How Much They Cost
Unexpected events are a nasty surprise and in an emergency, money is the last thing you want to be worried about.
Your Finances: The Art Of Paying Less And Getting More
One trick to making your money go further is to maximise your opportunity for a bargain. In some situations there’s room for you to haggle for a cheaper deal, or a deal that is more beneficial to you in other ways – extra incentives.